Icy Sidewalks: Are you Liable if Someone Falls?

As a homeowner or property owner you are liable if someone slips and falls on your sidewalk/driveway.  Regardless of how much traffic your sidewalk gets, it shutterstock_100358093only takes one slip and fall claim to dramatically impact your homeowner’s Insurance liability limit and/or premium.  Liability claims against a home owner’s policy are serious and some preferred insurance companies may not accept your risk if you shop for a policy with a recent claim.

Additionally, many cities and townships will fine their residents that do not maintain their walkways.  In large cities, foot traffic is critical for local businesses and therefore, lack of snow removal may not only lead to a liability claim, but additional fines may be levied by city or township.

The bottom line is that not only is it common courtesy to shovel your sidewalk it will also make your home appear occupied, and may save you from fines and large liability claims that may max out your liability coverage or possibly lose coverage from your insurance carrier.

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YOURSELF AND YOUR PROPERTY THROUGH PROPER

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