As a homeowner or property owner you are liable if someone slips and falls on your sidewalk/driveway. Regardless of how much traffic your sidewalk gets, it 
only takes one slip and fall claim to dramatically impact your homeowner’s Insurance liability limit and/or premium. Liability claims against a home owner’s policy are serious and some preferred insurance companies may not accept your risk if you shop for a policy with a recent claim.
Additionally, many cities and townships will fine their residents that do not maintain their walkways. In large cities, foot traffic is critical for local businesses and therefore, lack of snow removal may not only lead to a liability claim, but additional fines may be levied by city or township.
The bottom line is that not only is it common courtesy to shovel your sidewalk it will also make your home appear occupied, and may save you from fines and large liability claims that may max out your liability coverage or possibly lose coverage from your insurance carrier.
FOR ADDITIONAL INFORMATION ON HOW TO PROTECT
YOURSELF AND YOUR PROPERTY THROUGH PROPER
INSURANCE COVERAGE CONTACT US AT
(888) 693-3583
Winter is upon us and it is a great time to re-organize your family’s important documents. Our world and especially our economy are constantly changing. You may wish to review your Estate and Financial Plans for additional amendments and/or changes you may have missed or that have become necessary over the course of the last year. Additionally, if you own your own business, there may be planning options that we offer that will reduce your exposure to adverse risk and minimize your tax liabilities.